Amex business cards need a separate comparison
Business Gold and Business Platinum are not upgraded versions of the personal cards. Eligibility, fees, payment periods, employee cards, credits and insurance are built around genuine business spend. Do not use a personal-card comparison to choose between them.
This page does not publish a current welcome-bonus amount. Business offers change often, and a previous figure on this site conflicted with a newer official observation. A temporary offer belongs on the verified offers page only after review.
Answer these questions first
- Are you eligible for the exact business product and using it only for permitted expenditure?
- What is the regular fee after any introductory period?
- Will the payment period help cash flow without encouraging spending or late payment?
- How many employee or supplementary cards do you really need?
- Which credits replace existing business costs rather than create new ones?
- Which insurance sections require payment with the card, and who is covered?
- Can your normal business spend meet any offer threshold without bringing purchases forward?
Compare the two business cards
Business Platinum
Start with the full recurring package
Business Platinum belongs in the comparison only when the recurring fee, employee-card needs, credits, insurance and travel use already work for the business. A large temporary bonus cannot replace that calculation. Check the official product page, price list and insurance certificate for the exact product before applying.
Use only genuine, permitted business expenditure. A spending target should come from ordinary cash-flow needs, not purchases brought forward to qualify for an offer.
Check current Business Platinum terms through our referral
Advertisement: personal referral link. We may receive referral points if your application is approved. The terms shown by American Express control.
Continue with American Express
Sources: official Amex Business Gold page and official Amex Business Platinum page . The application, price list and insurance terms control.