Current
Miles & More Gold personal: 4,000 miles and 40 Points
4,000 miles + 40 Points
The official offer runs through 31 December 2026.
Why it matters
Gold has a larger welcome bonus than Blue, but should be judged against its ongoing fee and insurance benefits.
Confidence: high
Who qualifies
- Minimum contract term of twelve months
- No Lufthansa Miles & More Credit Card was issued in the previous twelve months
- The 40 Points require no frequent-flyer status when applying
Exclusions
- Official issuer and campaign conditions apply
Alternatives
- Miles & More Blue Credit Card — The current Blue personal offer includes 500 miles and 40 Points and runs through 31 December 2026.
Important caveats
- Minimum 12-month term
- 40 Points only when applying without frequent-flyer status
- Avoid paying twice for overlapping benefits
Probably not suitable when
- Your existing cards already cover the relevant insurance
Official sources
- Miles & More Gold Credit Card — 4,000 miles and 40 Points through December 31, 2026; Points require no frequent-flyer status at application.
Read the detailed guide
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Check Gold Card terms